As we continue to navigate through COVID-19, one thing has become very clear…we all need a haircut. It’s such a simple part of everyday life that we took for granted, but quickly realized was a necessity. Some barbers and hair stylists have adapted and moved their business into their homes. The coverage they had at their business location more than likely does not extend to their home. Take a look at the article below from IIABA regarding the RLI Home Business product and how it can protect in-home beauticians and barbers.
In-Home Barbers and Beauticians on the Rise; Need Home Business Coverage
With the COVID-19 crisis temporarily shuttering hair salons and barber shops, many of these small business owners have migrated their business into their own homes.
Now is a good time to remind these entrepreneurs that the coverage they had in their shop doesn’t translate to their home. An RLI Home Business Insurance policy protects in-home beauticians and barbers from business exposures such as property theft or damage and personal injury, with:
- Premiums starting as low as $150 annually (depending on coverage limits)
- Liability limits up to $1 million
- Business property protection up to $100,000 with a low $250 deductible
- Barbers/Beauticians Professional Liability coverage included
The past few months have been challenging for us all, but small business owners have been hit particularly hard. Give them one less thing to worry about and contact them regarding an RLI Home Business Insurance policy today.
Agents can now complete a quick and easy Home Business quote on the RLI Portal and receive the quote instantly! This is the same portal where you currently access all your Personal Umbrella Policy (PUP) information along with quoting PUP new business; just click the Home Business drop down. If you have not signed up as a Subagent for RLI, visit our website and click "Become a Subagent." You’ll then receive a username and password to use when accessing the RLI Portal. Charlie Hampton is available to help walk you through the steps of looking up policy information and quoting on the RLI Portal; her direct line is 850-702-5622.